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From Our Affiliates: Larkspur, Castle Rock and Douglas County colorado home buying, real estate listings, and homes for sale in Douglas County, CO

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Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Q	What are the financial benefits of having a home near a body of water?
A	The mere presence of water within 300 feet increases a home's value by 22 percent.
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Dave Gardner's ''Results'' Team Keller Williams Real Estate, LLC., REALTOR�, real estate agents and broker for Larkspur, Castle Rock and Douglas County colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Dave Gardner's "Results" Team
Keller Williams Real Estate, LLC.
8977 Spruce Mountain Rd.
Larkspur, CO. 80118
Phone: 303-681-1000
Toll Free: 800-681-9490
Fax: 303-681-9059
Email: dave@secretproperties.com
Dave Gardner is the Broker Associate of Keller Williams Real Estate, LLC. and has been a licensed Realtor in Colorado since May 1986. Dave is both a GRI (Graduate of Realtors Institute) and a CRS (Certified Residential Specialist), national real estate designations. Having sold over 1,300 properties in his career, Dave brings a huge amount of knowledge and experience to any real estate transaction. Dave's office is located in Larkspur, just off I-25 in south Douglas County. Dave handles real estate transactions in the following counties: Douglas, El Paso, Denver, Arapahoe and Jefferson. Dave has 3 full time assistants to insure his real estate transactions receive plenty of hands-on attention and service.

www.SecretProperties.com is brought to you by Dave Gardner's ''Results'' Team Keller Williams Real Estate, LLC.
NUMBER1EXPERTS™ in real estate for Larkspur, Castle Rock and Douglas County, colorado, acreage, custom homes

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