Larkspur, Castle Rock and Douglas County real estate and homes for sale in Colorado, acreage, custom homes - Dave Gardner's Realty World Results TEAM, REALTORS® Dave Gardner's Realty World Results TEAM REALTORS(r) for Larkspur, Castle Rock and Douglas County, Colorado real estate, acreage, custom homes - NUMBER1EXPERTS™ Dave Gardner's Realty World Results TEAM NUMBER1EXPERTS(tm) for Larkspur, Castle Rock and Douglas County, Colorado real estate, acreage, custom homes
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Local Info: Larkspur, Castle Rock and Douglas County Colorado home buying, real estate listings, and homes for sale in Douglas County, CO
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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Dave Gardner's Realty World Results TEAM, REALTORŪ, real estate agents and broker for Larkspur, Castle Rock and Douglas County Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Dave Gardner's Realty World Results TEAM
Realty World Results

8977 Spruce Mountain Rd.
Larkspur, CO. 80118
Phone: 303-681-1000
Toll Free: 800-681-9490
Fax: 303-681-9059
Email: dave@secretproperties.com

Dave Gardner is the Broker/Owner of Realty World Results and has been a licensed Realtor in Colorado since May 1986. Dave is both a GRI (Graduate of Realtors Institute) and a CRS (Certified Residential Specialist), national real estate designations. Having sold over 1,300 properties in his career, Dave brings a huge amount of knowledge and experience to any real estate transaction. Dave's office is located in Larkspur, just off I-25 in south Douglas County. Dave handles real estate transactions in the following counties: Douglas, El Paso, Denver, Arapahoe and Jefferson. Dave has 3 full time assistants and 5 full-time real estate brokers to insure his real estate transactions receive plenty of hands-on attention and service.

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