Larkspur, Castle Rock and Douglas County colorado real estate listings, home buying, selling and relocation information

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Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

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Q	What house is thought to be the first one designed by Frank Lloyd Wright?
A	Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan.
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Larkspur, Castle Rock and Douglas County real estate and homes for sale in Colorado, acreage, custom homes - Dave Gardner's ''Results'' Team with Keller Williams Real Estate, LLC., REALTORS® - NUMBER1EXPERTS™

Dave Gardner's "Results" Team
Keller Williams Real Estate, LLC.
140 South Wilcox St., #A
Castle Rock, CO 80104
Phone: 303-681-1000
Direct: 303-888-2238
Fax: 303-688-8320
Email: dave@secretproperties.com
Dave Gardner is a Broker Associate of Keller Williams Real Estate, LLC. and has been a licensed Realtor in Colorado since May 1986. Dave is both a GRI (Graduate of Realtors Institute) and a CRS (Certified Residential Specialist), national real estate designations. Having sold over 1,500 properties in his career, Dave brings a huge amount of knowledge and experience to any real estate transaction. Dave's office is located in Larkspur, just off I-25 in south Douglas County. Dave handles real estate transactions in the following counties: Douglas, El Paso, Denver, Arapahoe and Jefferson. Dave has 3 full time assistants to insure his real estate transactions receive plenty of hands-on attention and service.

www.SecretProperties.com is brought to you by Dave Gardner's ''Results'' Team with Keller Williams Real Estate, LLC., REALTORS® - NUMBER1EXPERTS™

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